Published: Wednesday, 7 May 2008
Here in my hometown of Las Vegas, we often hear the above phrase (or at least the first part of it). But you don't have to live in Vegas to hear that or similar phrases. Lately everything seems to be about Vegas in one way or another; TV shows and movies chief among them. The business of gambling is a good way to understand how and why insurance companies operate like they do.
Published: Wednesday, 30 April 2008
Last column we talked about strategies to save money on your health care spending. Some of these plans, while saving you money on your taxes, required you to have higher out-of-pocket costs when you used them to realize the savings. What if you have young children or have other, more immediate costs? Well, we have an answer for you, and as an added benefit, we'll continue to save you money on your taxes as well.
Published: Wednesday, 23 April 2008
Americans' concern over their health insurance and health care is at epic proportions. There is relief if you know where to look. The government has made many tax changes to assist and encourage people to use their health-care dollars wisely. When utilized correctly, they will save you money on your health-care spending.
Published: Wednesday, 16 April 2008
I love French food (and not just French fries); however the reality is that to lead a healthy lifestyle oftentimes means giving up those rich sauces and deep-fried spuds. The French have kindly given us much more than the famous fried potato and butter-drenched sauces, such as the concept of "let the buyer beware."
Published: Wednesday, 9 April 2008
I'm a big Stephen King fan. For those of you who know him, he is the, um, King (sorry) of the macabre. You may know him from his movies or his novels. He wrote one of my favorite short stories called "Mrs. Todd's Shortcut." It was about a woman who loved to drive and find ever-faster ways to get to her destination. She found that the best way to get somewhere isn't necessarily a straight line. So, what does this have to do with health insurance?
Published: Wednesday, 2 April 2008
In the story of The Wizard of Oz, Dorothy and her friends sang a similar song about lions, tigers, and bears as they made their way down the yellow brick road. They later realized they had nothing to fear from these animals (armies of flying monkeys led by a witch notwithstanding). I routinely answer questions from people who have similar fears and misunderstandings about HIPAA, COBRA, and to a lesser extent, PHI.
Published: Wednesday, 26 March 2008
HMO’s are the last topic in our series on the three types of health insurances that are available for you to purchase individually or have through an employer. All the plans we have discussed so far have had deductibles that would have to be met in all instances (Traditional plans) or in certain instances (PPO’s). We left off last week by talking about the limitations of most PPO’s in the area of wellness.
Published: Wednesday, 19 March 2008
In our last column, we explored the first of three types of health insurances available called Traditional plans. While great for the world traveler who wanted no doctor restrictions, doctors and hospitals were under no obligation to charge the going rate. Who pays the balance of the higher rate ? I’ll give you a clue…it’s NOT the insurance company. Faced with the uncertainty of how much you could ultimately pay for care, insurance companies formed something called PPO’s or Participating Provider Organizations, which is the subject of this column.
Published: Monday, 10 March 2008
Hello there ! I’m happy and honored to be a part of Health News. As an insurance broker for the last 18 years, I’ve dedicated my practice to helping my clients get the most from their health insurance. Join me as we navigate this oftentimes convoluted and confusing world of health insurance. You might just find yourself having fun !
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