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Health Insurance Matters

Dan describes the issues and considerations around getting effective Health Insurance for you and your family.

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Family Health

Path to Reform: The Healthcare Legislative Process

Published: Wednesday, 8 July 2009

How We Get There From Here

Family Health

Ways to Finance Health Reform: New Taxes

Published: Wednesday, 1 July 2009

As we move closer to reforming America’s healthcare system to include coverage for everyone, it is becoming apparent that the costs to do so stagger the imagination. The meeting in May between the Obama administration and key players in the debate, including groups representing doctors, pharmaceutical companies and insurance companies, all committed to cutting the growth of medical expenditures by some 1.5% (or $2 trillion) over the next 10 years.

Family Health

Is There Discrimination in the Cost of Health Insurance?

Published: Wednesday, 24 June 2009

As we move nearer and nearer to health care reform being a reality and not just a political agenda, various changes are being proposed only to be shot down with other proposed changes taking its place. The current administration is realizing health care is a lot more complicated (and more expensive) than they initially thought. One of the latest proposals to make its way into the light is the community-rating model of premium allocation.

Family Health

Bookies, Gambling, and Health Insurance

Published: Wednesday, 17 June 2009

As many of you know, with all of the healthcare reform going on, I have been traveling quite extensively between my state’s capital and Washington D.C. For those of you that don’t know, I live in Nevada, which is famous for, among other things, gambling. On a recent trip to our capital in Carson City, Nevada, I had the pleasure of speaking with a state senator. He was just what I expected a Nevada senator to be; impeccably dressed with nary a hair out of place, stylish glasses, all the while twiddling a very dark (unlit) cigar between his fingers.

Family Health

The Village of Blorn Teaches a Lesson

Published: Wednesday, 10 June 2009

This past month, I was asked to represent an organization I belong to, speaking to a large audience about what exactly health insurance agents and brokers do. I had to keep it relatively simple…my audience was 3rd, 4th and 5th graders. I have a 5th grader so I know the glazed look I get from her when I try to explain what it is I do. I wanted to avoid that look at all costs. Insurance has many parts, with every part being important to the understanding of what makes it work.

Pregnancy & Childbirth

Does Your Insurance Policy Include Maternity Care?

Published: Wednesday, 3 June 2009

With spring in the air, it’s a good time to take a break from all that is going on in Washington and smell the (newly emerging) flowers. Springtime certainly brings a sense of renewal, a time to put away the thoughts of a gray, dull winter, sweeping out the cobwebs and looking to the future and it’s possibilities. There are people doing their spring cleaning, tuning up their lawnmowers, and planting their gardens.

Family Health

At the End of the Day

Published: Wednesday, 27 May 2009

Finishing up my legislative rendezvous’ this past month, found me traveling almost 10,000 miles around the country. The people, the activity, and the information all made the time away from home worth it.  In listening to all of the various speakers, I found that they all must have gone to the same “school of public speaking” so to speak.

Family Health

I Owe What?!

Published: Wednesday, 20 May 2009

It’s probably happened to all of us at one time or another. We will walk to our mailbox and see a bill from our medical provider. We go over in our mind what will be on the bill and how much we will have to pay, confident that the standard co-pay will take care of it, or if we’re on a deductible plan, we will pay the deductible and a percentage determined beforehand. Upon opening the bill, however, we see a figure that is a few hundred or even a few thousand more than we anticipated. Again you go over it in your mind.

Disease & Illness

From April Showers...

Published: Wednesday, 13 May 2009

Most people are familiar with the old refrain “April showers bring May flowers.” I first heard it as a child; my mother would use it to cheer me up when it was too rainy to go play outside. After being cooped up all winter, I had cabin fever and couldn’t wait for the sunshine and warmth of spring to come, only to be thwarted by those gray, drizzly clouds.

Medical Updates

Proposed Insurance Exchange System

Published: Wednesday, 6 May 2009

Last month I was in our nation’s capital, attending a health insurance conference. We had education sessions, legislative speakers and meetings with legislators themselves. We had a really great turnout, which was to be expected with the whole notion of how we access healthcare in this country being turned on its head. In any society, it takes organization and participation by the people most affected that make the most impact.

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